Glossary term
Claim threshold
Claim threshold: The paid amount (often $750–$2,000) above which an at-fault claim becomes chargeable.
Where this term matters
Guides and entries on this site that use the term.
Guide
How Much Car Insurance Goes Up After an Accident
Typical premium increases after an at-fault accident by claim size and state, when the increase appears, and why two insurers can react very differently.
Guide
Should You File a Claim After a Minor Accident?
When to pay out of pocket and when to file—deductible math, surcharge exposure, the other driver's involvement, and the cases where you must report regardless.