Glossary term
Telematics
Telematics: App or device-based monitoring that prices on actual driving; useful for offsetting a record.
Where this term matters
Guides and entries on this site that use the term.
Guide
How to Lower Car Insurance After an Accident
Steps that reduce a post-accident premium: shop insurers with lighter surcharges, raise deductibles, review coverage, telematics, discounts, and timing.
Entry
Adjusting Your Deductibles to Offset a Rate Surcharge After an Accident
Learn how raising your collision or comprehensive deductible can offset premium increases after an accident, and how to calculate whether the savings make sense.
Entry
Can Telematics Lower Your Car Insurance After an Accident?
Discover how usage-based insurance and telematics programs can offset accident surcharges through verified safe driving habits and mileage tracking.