Research Writer
Nathan Price
Nathan Price is a research writer at Car Insurance After an Accident. He worked for six years as a personal-lines underwriter, applying surcharge and non-renewal guidelines to policies with recent claims.
On this site he covers fault rules, accident forgiveness, non-renewal and comparison, working from state negligence rules, insurer filings and reader-submitted renewal notices.
Nathan is based in Carmel, Indiana.
- Based in Carmel, Indiana
- Covering auto insurance since 2017
- Focus areas: underwriting guidelines, negligence rules, accident forgiveness programmes, non-renewal practice
- Education: Purdue University (B.S., Actuarial Science)
Guides
Guide
At-Fault vs Not-at-Fault Accidents and Your Insurance
How insurers determine fault, what partial fault means, how not-at-fault claims are treated, and why a not-at-fault accident can still cost you.
Guide
Accident Forgiveness: How It Works and Whether It's Worth It
What accident forgiveness does, how you earn or buy it, its limits, whether it transfers between insurers, and when it pays for itself.
Guide
Dropped or Non-Renewed After an Accident
Why insurers non-renew after accidents, the difference from cancellation, your notice rights, where to find coverage next, and how to avoid a lapse.
Guide
How to Compare Car Insurance Quotes After an Accident
A comparison method for drivers with a recent accident: disclose accurately, fix coverage, quote widely including non-standard insurers, and normalise costs.