Glossary term
Claims history report
Claims history report: An industry database record of claims on you and your vehicles, usually covering seven years.
Where this term matters
Guides and entries on this site that use the term.
Guide
How Long an Accident Affects Your Car Insurance
The three- and five-year lookback periods, how surcharges step down, when the accident drops off your record, and how state rules differ.
Guide
How to Compare Car Insurance Quotes After an Accident
A comparison method for drivers with a recent accident: disclose accurately, fix coverage, quote widely including non-standard insurers, and normalise costs.
Entry
How a Teen Driver's Accident Affects Household Car Insurance Rates
Understand why accidents involving teen drivers trigger severe insurance surcharges and learn strategic options to keep household premiums manageable.
Entry
What to Do If Car Insurance Drops You After an Accident
Learn what steps to take if your insurer issues a non-renewal notice after an accident, how to avoid coverage lapses, and where to find replacement coverage.