Glossary term
Deductible
Deductible: What you pay before collision or comprehensive pays.
Where this term matters
Guides and entries on this site that use the term.
Guide
Should You File a Claim After a Minor Accident?
When to pay out of pocket and when to file—deductible math, surcharge exposure, the other driver's involvement, and the cases where you must report regardless.
Guide
How to Lower Car Insurance After an Accident
Steps that reduce a post-accident premium: shop insurers with lighter surcharges, raise deductibles, review coverage, telematics, discounts, and timing.
Entry
Adjusting Your Deductibles to Offset a Rate Surcharge After an Accident
Learn how raising your collision or comprehensive deductible can offset premium increases after an accident, and how to calculate whether the savings make sense.
Entry
What to Do If Car Insurance Drops You After an Accident
Learn what steps to take if your insurer issues a non-renewal notice after an accident, how to avoid coverage lapses, and where to find replacement coverage.
Entry
Can Telematics Lower Your Car Insurance After an Accident?
Discover how usage-based insurance and telematics programs can offset accident surcharges through verified safe driving habits and mileage tracking.